For a long time we had Christmas at my Nan & Pop’s farm in Delegate NSW, not far from the Snowy Mountains. The Delegate river formed one border of the farm and after Christmas lunch all of the kids would pile into Pop’s land-cruiser and make our way down to the river for a swim. Once there, we would procrastinate for an eternity about who should get in first, as the river was FREEZING! We would jump in, hyper-ventilate from the cold, quickly get out and then see who was brave enough to go again. Looking back, that water would have been snow-melt at that time of year so no wonder it was so cold!